Now accepting early access registrations

GST & MSME Compliance
Made Easy

File GST returns, track your Udyam registration, and discover government schemes right from your phone.

Hindi + English. Built for Indian MSMEs. No CA required.

See how it works

Welcome, Entrepreneur

Whether you're starting your first business or scaling your tenth — UdyamPilot is your digital co-founder for all the paperwork, compliance, and government processes.

First-Time Founders

Step-by-step guidance through Udyam registration, GST, MOA/AOA, and all the documents you need to start legally.

Seasoned Entrepreneurs

Automate compliance, generate board resolutions, manage digital signatures, and keep your company trail organized.

MSMEs & Manufacturers

Access government schemes, track subsidies, manage vendor agreements, and stay compliant with zero hassle.

Your Compliance Journey

From GSTIN to Benefits in 4 Steps

Connect GSTIN

Enter your 15-digit GSTIN and we auto-verify your business

Auto-fetch History

We pull your filing history, return status, and compliance gaps

AI Matches Schemes

Our AI finds government schemes you are eligible for

File & Claim

File returns and apply for benefits, all from one dashboard

Your Benefits

Aapko Kya Milega

Register as an MSME and unlock these government benefits — most entrepreneurs don't even know they exist.

🏦

Free loans without property guarantee

CGTMSE scheme guarantees your bank loan up to Rs 5 crore — no need to pledge your house or shop as collateral.

Sirf registration chahiye
🎁

Government money you don't repay

Under PMEGP, get 15-35% of your project cost as a subsidy — this is free money from the government, not a loan.

Sirf registration chahiye
👥

Special loans for women & minorities

Stand-Up India gives Rs 10 lakh to Rs 1 crore in bank loans specifically for women and SC/ST entrepreneurs.

Sirf registration chahiye
%

Lower interest rates on all bank loans

Registered MSMEs get priority sector lending at reduced interest rates from all major banks.

Sirf registration chahiye
🛒

25% of government purchases reserved for you

Government and PSU procurement rules reserve 25% of all purchases for Micro and Small Enterprises.

Sirf registration chahiye
🛡

Legal protection if big companies pay late

Under MSME Act, buyers must pay within 45 days. If they don't, you get interest at 3x the RBI bank rate — enforceable by law.

Sirf registration chahiye

Free registration — no agent fees needed

Udyam registration is completely free on the government portal. UdyamPilot guides you — no CA or agent fees.

Sirf registration chahiye
📈

Build credit history for bigger loans

Start with Shishu (MUDRA) loans, build a track record, and graduate to Kishore and Tarun categories for bigger amounts.

Sirf registration chahiye

Government Schemes

Sarkari Yojnayen

Tap any scheme to see full details — eligibility, amounts, and how to apply.

P

PMEGP

Naya business shuru karo toh 15-35% paisa government degi

Eligibility

18+ years old, minimum 8th pass, new project only (not expansion of existing unit)

Amount

Up to Rs 50 lakh (manufacturing) or Rs 20 lakh (service sector). Subsidy: 15-35% of project cost.

Implemented by KVIC, KVIB, and DIC. Apply through banks.

C

CGTMSE

Bina kuch girvi rakhe 5 crore tak ka loan

Eligibility

Any registered MSME — micro, small, or medium enterprise in manufacturing or service sector

Amount

Up to Rs 5 crore without any collateral or third-party guarantee required

Government guarantees the loan to the bank — you don't need to pledge property.

M

MUDRA

Chhota loan chahiye? Shishu, Kishore, Tarun

Shishu

Up to Rs 50,000 — for businesses just starting out

Kishore

Rs 50,001 to Rs 5 lakh — for growing businesses that need working capital

Tarun

Rs 5,00,001 to Rs 10 lakh — for established businesses ready to scale

Available at all banks and NBFCs. No collateral needed for any category.

S

Stand-Up India

Mahila ya SC/ST? Special rate pe loan

Eligibility

Women entrepreneurs or SC/ST entrepreneurs, 18+ years, new business (greenfield)

Amount

Rs 10 lakh to Rs 1 crore for manufacturing, trading, or service businesses

Every bank branch must give at least one loan to SC/ST and one to women under this scheme.

How It Works

Samjhiye Kaise Kaam Karta Hai

Real examples showing how each benefit actually helps your business grow.

Credit Building through GST Filing

GSTR regular bharne se bank ko pata chalta hai ki aapka business real hai aur chalti hai. 6 mahine ki regular filing ke baad bina guarantee ke loan mil sakta hai. Jaise: Sharma ji ki dukaan se har mahine GSTR-3B bhari, 8 mahine baad HDFC Bank ne 3 lakh ka loan bina kisi guarantee ke de diya.

Input Credit Tax Savings

Aapne raw material pe jo GST diya, woh aapke final product ke GST se kat jayega. Example: 100 rupaye ka maal liya, 18 rupaye GST diya. Apna product 200 rupaye mein becha, 36 rupaye GST laga. Aapko sirf 36-18 = 18 rupaye government ko dena hai, poora 36 nahi.

Government Procurement Access (GeM)

Sarkari offices ko jo bhi kharidna hota hai — furniture, stationery, computers — uska 25% sirf MSME se kharidna zaruri hai. GeM portal pe register ho toh tender bhar sakte ho. Chote order bhi milte hain — Rs 25,000 se lekar Rs 25 lakh tak.

Delayed Payment Protection (MSMED Act)

Agar koi bada company ya contractor aapko 45 din mein payment na de, toh MSMED Act ke under aap case kar sakte ho. Court compound interest dega — matlab aapko zyada paisa milega. Yeh protection sirf registered MSMEs ko milta hai.

Budget 2025-26 New Limits

Pehle Rs 5 crore turnover tak Small Enterprise the. Ab Rs 10 crore tak Small Enterprise hain. Matlab zyada businesses ko scheme ka faayda milega. Investment limit bhi 2.5 guna badh gayi hai.

Everything You Need

Why choose UdyamPilot?

One platform for all your GST and MSME compliance needs. No more missed deadlines or unclaimed benefits.

GST Filing

File GSTR-1, GSTR-3B, and annual returns with guided workflows. Auto-calculate tax liability and input credits.

Udyam Registration

Register or update your Udyam certificate. Track status, download certificate, and stay classification-current.

Compliance Dashboard

Never miss a deadline. Visual calendar with all due dates, reminders, and compliance health score for your business.

AI Scheme Matching

Our AI analyzes your business profile and matches you to 50+ government schemes you may be eligible for.

Mobile First

Built for your phone. Available in Hindi and English. Manage compliance on the go, no laptop needed.

Data Security

DPDPA compliant. Your data stays on Indian servers. Bank-grade encryption. We never share your KYC information.

Full Platform

Everything Your Business Needs

From company registration to daily compliance — all in one place.

Udyam/MSME Registration

Complete Udyam registration or update your existing certificate. Auto-classify your enterprise category based on investment and turnover.

MOA & AOA Generator

Generate Memorandum of Association and Articles of Association with AI-assisted templates tailored to your business type and objectives.

Board Resolutions & Agreements

Draft director appointment letters, board resolutions, shareholder agreements, and partnership deeds from ready templates.

Official Documents

Professional letterheads, NDAs, vendor contracts, service agreements, and employment letters — all branded and ready to sign.

Digital Signatures

Sign documents digitally with Aadhaar eSign or DSC. Send for co-signing, track status, and maintain a tamper-proof audit trail.

Encrypted Document Vault

Store all your business documents securely with bank-grade AES-256 encryption. Access anytime, share with auditors in one click.

Company Timeline & Audit Trail

A complete chronological record of every filing, document, resolution, and compliance event — perfect for audits and due diligence.

Government Scheme Matcher

AI analyzes your business profile — sector, turnover, location, category — and matches you to 50+ central and state government schemes.

GST & Tax Compliance

File GSTR-1, GSTR-3B, annual returns. Auto-reconcile input credits, track deadlines, and get reminders before every due date.

Government Benefits

Schemes You Could Be Missing

UdyamPilot automatically matches your business to eligible government schemes. Here are some popular ones.

P

PMEGP

Up to Rs 50 Lakh

Prime Minister's Employment Generation Programme. Subsidy of 15-35% for new manufacturing & service units.

Eligibility: 18+ years, 8th pass for manufacturing above Rs 10L

C

CGTMSE

Collateral-Free Loans

Credit Guarantee Fund Trust. Get loans up to Rs 5 Crore without collateral for micro & small enterprises.

Eligibility: New or existing MSEs, manufacturing or service sector

S

Stand-Up India

Rs 10L - Rs 1 Crore

Bank loans for SC/ST and women entrepreneurs. Covers 75% of project cost for greenfield enterprises.

Eligibility: SC/ST or women, 18+ years, greenfield project

M

MUDRA

Up to Rs 10 Lakh

Micro Units Development & Refinance Agency. Shishu, Kishore, and Tarun categories for growing businesses.

Eligibility: Non-farm, non-corporate small businesses

And 46+ more schemes matched to your business profile automatically.

Simple & Fast

Get started in 3 steps

1

Register Your Business

Sign up with your phone number and GSTIN. We verify and pull your business profile automatically.

2

Get Your Dashboard

See your compliance score, upcoming deadlines, eligible schemes, and filing history in one clean view.

3

File & Claim Benefits

File GST returns with guided steps and apply for government schemes. We handle the paperwork.

50+

Government Schemes
Matched to Your Business

Zero

Missed Deadlines
With Smart Reminders

2

Languages
Hindi + English

Learn Business Basics

Free guides on business structures, MSME registration, government schemes, taxation, and compliance — everything a first-generation entrepreneur needs.

Register for Early Access

Be among the first to simplify your GST and MSME compliance. Limited spots available.

+91

10-digit Indian mobile number

15-character GST Identification Number

By registering, you agree to our Terms and Privacy Policy.

What's Coming Next

We're building the complete digital backbone for Indian businesses.

DigiLocker Integration

Direct access to government-issued documents -- PAN, Aadhaar, GST certificate, Udyam certificate -- all pulled securely into your vault.

MCA Portal Integration

File company documents -- annual returns, charge creation, director changes -- directly from UdyamPilot to the MCA portal.

Automated Tax Filing

GST returns, TDS, and ITR filing -- auto-filled from your data, reviewed by AI, and filed with one click.

Tally & Accounting Integration

Sync with Tally, Zoho Books, and other accounting software. Auto-import invoices and expenses for seamless GST reconciliation.

Blockchain Document Verification

Tamper-proof document authenticity with blockchain timestamps. Verify any document's integrity instantly — trusted by banks and investors.

Business Automation Suite

Revenue operations, vendor management, invoice workflows, and payment tracking — automate the daily grind so you can focus on growth.

FAQ

Aksar Poochhe Jaane Wale Sawaal

Got questions? We have answers — in plain language.

Kya registration free hai?

Haan, bilkul free hai. udyamregistration.gov.in pe online karo, turant certificate milta hai. Kisi agent ya CA ko paisa dene ki zaroorat nahi.

Mujhe kya documents chahiye?

Bas 3 cheezein: Aadhaar card, PAN card, aur ek bank account. Aur kuch nahi chahiye.

Agar mera turnover bahut kam hai toh bhi ho sakta hai?

Haan! Zero turnover pe bhi registration ho sakta hai. Naya business ho toh bhi kar sakte ho.

Agent ko kitna dena padega?

Kuch nahi! Yeh bilkul free hai. Jo log Rs 500-2000 maangte hain, woh sirf form online bhar rahe hain jo aap khud bhi kar sakte ho.

Registration ke baad kya milta hai?

Collateral-free loan (5 crore tak), kam interest rate, sarkari tenders, late payment protection, subsidies.

MOA kya hota hai? Mujhe chahiye kya?

Memorandum of Association — yeh sirf company (Pvt Ltd) ke liye chahiye. Agar aap sole proprietor ya partnership ho toh zaroorat nahi. Yeh document batata hai company kya kaam karegi.

AOA kya hota hai?

Articles of Association — company ke andar ke rules. Director kaun hoga, faisle kaise honge, profit kaise batega. Sirf Pvt Ltd aur LLP ke liye zaruri.

GSTR kab bharna hota hai?

GSTR-3B: har mahine 20 tarikh tak. GSTR-1: har mahine 11 tarikh tak (monthly) ya 13 tarikh (quarterly). Late fee Rs 50/din lagti hai.

Input credit kya hai?

Jo GST aapne raw material pe diya, woh aapke final tax se kat jayega. Matlab double tax nahi lagta.

CGTMSE kya hai?

Credit Guarantee Fund — government bank ko guarantee deti hai aapke liye. Toh bank aapko bina property girvi rakhe loan de sakta hai. 5 crore tak.

MUDRA loan kaise milega?

Kisi bhi bank mein jaake MUDRA loan maango. Shishu (50 hazaar tak), Kishore (5 lakh tak), Tarun (10 lakh tak). Bina guarantee ke milta hai.

PMEGP mein kitna milta hai?

Naye business ke liye 15-35% subsidy milti hai. Matlab Rs 10 lakh ka project hai toh Rs 1.5-3.5 lakh government degi, baaki bank loan.

Kya women entrepreneurs ke liye special scheme hai?

Haan! Stand-Up India mein Rs 10 lakh se 1 crore tak ka loan sirf women aur SC/ST entrepreneurs ke liye hai.

DigiLocker kya hai?

Government ka digital locker — aapke saare documents (Aadhaar, PAN, marksheets) ek jagah safe hote hain. Kabhi bhi access kar sakte ho mobile se.

Registration kitne din mein hota hai?

Online application ke baad usually 1-2 din mein certificate aa jata hai email pe. Kabhi kabhi same day bhi milta hai.

Sidewall Financial Services Pvt Ltd

Kishore Rajendra

Co-Founder & CTO

Soumya Swain (Sam)

Co-Founder & CEO